Individual target rebates

An individual target rebate ("individual") pays each member a rate based on that member's own turnover, measured against the element's band table. Every member can sit in a different band in the same period — one member's performance never changes another member's rate.

How it calculates

1. Each period, the engine totals each member's turnover on the element's input stream separately.
2. For every member it selects the band whose from-figure is the highest one at or below that member's total. A member below the lowest band earns nothing that period.
3. Each member's selected rate is applied to their own rebateable (output-stream) turnover.

Example. Bands: £0–25k → 0.5%, £25k–50k → 1%, £50k+ → 1.5%, annual periods. Member A does £60,000 → 1.5% band → £900. Member B does £30,000 → 1% band → £300. Member C does £10,000 → 0.5% band → £50. The group's combined £100,000 is never used.

On a non-retrospective individual element, banding is marginal per member: each band's rate applies only to the member's turnover inside that band. In the example above, member A would earn £25,000 × 0.5% + £25,000 × 1% + £10,000 × 1.5% = £525 instead of £900.

A linear individual element interpolates the rate between the member's current band and the next instead of jumping at the boundary.

Why does an individual rebate change unexpectedly?

• The member's own turnover crossed a band boundary — on a retrospective element this re-rates all of their turnover for the period, not just the amount above the line.
• Turnover moved between periods (amended dates), pushing the member above or below a band in one period and the reverse in another.
• A modifier applies — a date range, member restriction, or a strung, compound, or catch-up flag. Modifiers combine with the banding.

What an individual target rebate is not

• It is not a stepped (group target) rebate — there the whole group's turnover picks one band that applies to everyone.
• It is not an individual growth rebate — bands here are absolute turnover values for the current period, not growth against a previous period.
• It is not a personal deal per member — the element, bands, streams, and periods are shared; only the band selection is per member.